6 Common Myths About Life Insurance

No one wants to think about dying. In fact, just thinking about it makes most of us want to stick our head under a rock. However, no matter how much we hide from it, it’s going to happen. The best thing we can do is be prepared for it. That’s right, I’m talking about life insurance. Life insurance is incredibly important in order to take care of your family after you’re gone. However, a lot of life insurance policies can be ripping you off while you’re still breathing! Here are 6 common myths about life insurance. 1. Everyone Needs It “Craig, didn’t you just say that life insurance is important?” I know it may sound like I’m contradicting myself here, but not everyone needs life insurance. L

What Music Has Taught Me About Starting a Business

Yes, that is a picture of me (about 100 haircuts ago). Music has been a part of my life for a long time. In the 6th grade I signed up to play trumpet in the school band. This introduction into music led me to learn how to play the piano and dabble on the drums. In high school, some of my friends were starting a band and needed a bass player, so of course I ran to the nearest pawn shop and bought a bass. After becoming the singer of the band, we decided we wanted to skip college and become rock stars. And to some extent, we did. We loaded up a van, booked some shows across the country, and hit the road for months at a time. We worked hard and were finally living our dream. Even now that I’ve

6 Ways to Make Money Without Leaving Your Couch

Do you love saving money? Who am I kidding, of course you do. Call me cheap, but I’m constantly looking for new ways to save money and bring in extra cash. That’s why I scoured the internet for some of the best ways to make money without leaving the comfort of your home. 1. Sell Your CDs and DVD with Decluttr We all have that shelf, drawer, or box, right? The one that is packed with old CDs and DVDs that are only collecting dust? You’ve thought about selling them, but don’t want to host a garage sale and aren’t sure where you can take them. Decluttr just may be the answer you’re looking for. In the era of iTunes and Netflix, it’s rare that we use these artifacts around the house anymore. I c

5 Common Budgeting Mistakes to Avoid

Want to win with money? Avoid these 5 common budgeting mistakes. 1. Using Hindsight Instead of Foresight In your car you have a windshield and a rearview mirror. There’s a reason why the windshield is so much bigger; you’re supposed to keep your eyes forward. While it’s important to glance back once in a while, you won’t make it very far if you're only looking backward. This is a common mistake I see when it comes to budgeting. Many people budget by looking back at their month to see how much they spent. While it is important to look back at your spending, this can’t be what drives a budget. Doing a budget this way means that if you’ve overspent, it’s too late to fix it. Look at your budget

6 Money-Saving Tips for All Teachers Going Back to Work

It’s happening. Stores are stocking up on backpacks, notebooks, and pencil boxes. Commercials are showcasing their back-to-school sales. Summer is officially ending. For teachers, this can be an expensive time of year. Education is one of the only professions where employees are responsible for purchasing their own supplies. As a teacher, I know the financial strain this can bring. Use these 6 tricks to get ready for school without breaking the bank! 1. Have a Realistic Budget Let’s face it; teachers could spend hundreds of dollars on classroom supplies and still not even scratch the surface. Whether you’re looking to improve your organization, or trying replicate those photos you saw online

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Profit First Coach

info@craigdacy.com |   (512)573-4387

Austin, TX

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