5 Money Saving Tricks for your Summer Vacation

I don’t think there is a more relaxing word in the English language than the word “vacation.” Just typing it on my keyboard lowers my heart rate and sends my mind to an isolated beach. I can feel the sun wrapping its warmth around me as I watch the tide dance its way up the shore. Sorry, I wandered off for a minute there. Vacationing is a great investment in your family. Nothing is more valuable than quality time spent with those you love most. You just want to make sure you’re not losing too much money on this investment. The best way to enjoy a carefree vacation is to make it a debt-free vacation. Here are 5 ways to make that happen. 1. Start Saving Now You know those movies where a couple

Everything You Need to Know About the New Chip Card

I’m standing at the checkout line ready to pay for a few grocery items I had stopped for on my way home. Once the last item is scanned, I dig through my wallet and fish out my debit card. As I swipe my card, I’m interrupted by a buzz and an error message on the screen. “It’s a chip card, “ the cashier says without looking up. “You have to put it in the bottom slot.” To be honest, I’ve been using this card for months and still can’t seem to remember that I’m not supposed to swipe it. I’m a creature of habit; even the slightest change can throw me off. What’s the deal with this chip card? The interaction at the store sparked my curiosity and got my Google thumbs tapping. Here is the breakdown

How to Start Your Business with $0

Starting a new business can be expensive. Entrepreneurs can easily sink a ton of money into a venture without seeing much return. There are so many resources and tools out there that seem pertinent to the success of our business. It can be hard to decipher which ones are worth the financial investment. While many of these resources are fantastic, they’re not all necessary. In fact, there are a lot of free alternatives to most of the tools you find. I’m a huge believer in keeping upfront costs low when starting a business (duh, I’m a financial guy). When I began creating my coaching business, I struggled to find resources that weren’t going to break my bank. It was important for me to generat

Don't Get Trapped by These 4 Post-Graduation Pitfalls

As the calendar turns to May, graduation caps are flying and dorm rooms are slowly being emptied. Students become Alumni as they venture out into the world ready to start their career. With the radio blasting and their car windows rolled down, dreams of endless possibilities lead them back to their childhood home. Slowly, as the weeks move on, ambition drizzles into panic. Am I really cut out to make it? Will I ever get hired? These are questions we all face as we make the transition from college to career. However, the toughest obstacles to overcome are the ones that we create ourselves. I pinpointed 4 common pitfalls that all college grads need to be wary of. Pitfall #1: Degree Entitlement

Are You Paying Too Much For Insurance?

Insurance saves lives. It’s a valuable device to have in place to keep your family and your finances safe. You never know when disaster might strike, so it’s important to have a safety net. Simply put, insurance is the deferral of risk. When you pay an insurance premium, you’re paying that company to take on risk for you. A big car accident without insurance can be financially devastating. The medical bills alone can send you into bankruptcy if you don’t have a solid insurance plan in place. Even though insurance is vital, there are a lot of ways you can save money while still staying protected. Here are my top 5 tips for saving on insurance: 1. Get Term Life Insurance There are a variety of

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Profit First Coach

info@craigdacy.com |   (512)573-4387

Austin, TX

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